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Global Benefits USA
 Travel Insured International: Trip Protection Plans 

  • Consider a Cancel For Any Reason Policy

An important point to consider is purchasing the Cancel For Any Reason optional benefit under the base insurance policy. This is one of the most effective options for protecting your travel investment during these uncertain times.

  • Cancel For Any Reason Eligibility
  1. The policy must be purchased within 21 days of your very first trip payment or deposit. If you go beyond that time frame, then Cancel For Any Reason insurance policies are not an option.
  2. You must insure the full, pre-paid, non-refundable cost of the trip.
  3. If you cancel your trip and the reason is not covered under the standard trip cancellation provisions of the policy, you must do so 48 hours or more before departure.

Travel Protection:  Plan Comparison
Coverage Level Premium Economical
Plan Name Trip Protector Trip Protector EDGE
Trip/Flight Cancellation 100% of Trip Cost *** 100% of Trip Cost ***
Cancel for Any Reason
  • Valid when cancelling due to COVID
Optional Benefit:
75% of Trip Cost *
Not Available
Cancel for Work Reason 100% of Trip Cost *** Optional
Trip Interruption 150% of Trip Cost **** 100% of Trip cost
Interrupt for Any Reason
  • Valid when cancelling due to COVID
Optional Benefit:
75% of Trip Cost *
Not Included
Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Mortal Remains $1,000,000 $100,000
Accident and Sickness Medical Expense
  • Medical claims can be filed directly with Travel Insured as Primary Coverage
$100,000
$10,000
Pre-existing Medical Conditions (Very Important) Covered ** if purchased within 21 days of initial trip deposit Covered ** if purchased within 14 days of initial trip deposit
Political, Security and Natural Disaster Evacuation
$150,000 No Coverage
Baggage & Personal Effects $1,000 $750
Baggage Delay $500 $200
Trip Delay $1,500 $300
Missed Tour or Cruise Connection $500 $300
Itinerary Change $500 No Coverage
Change Fee $250 $250
Reimbursement of Miles or Rewards Points $250 $250
Accidental Death and Dismemberment $10,000 No Coverage
Dental Expense $750 $750
Pet Kennel $500 $300
Family-Friendly Protection Children Free When Traveling With Insured Related Adult ***** $8 Per Child
Travel Assistance Services // Options and Upgrades See below See below
Benefits may vary for state residents of: Missouri, Montana, New York, Pennsylvania, Washington

* Cancel For Any Reason and Interruption For Any Reason included if you purchase your policy within 21 days after your initial trip deposit. Interruption for Any Reason covers unused portion of trip costs.

** Coverage for Pre-existing Conditions is available if you purchase your policy within 21 days (EDGE: 14 days) after your initial trip deposit.  The waiver is not available with a $0 Trip Cost plan purchase.  Other rules may apply Click Here to learn more.

*** Not applicable with $0 Trip cost plan purchase    **** $500 Return Air Only with $0 Trip Cost plan purchase (no coverage for EDGE)   ***** Under age 18

Upgrades and Options

Plan Name Trip Protector Trip Protector EDGE
Cancellation For Any Reason 75% of Trip Cost *** Not Available
Interruption For Any Reason 75% of Trip Cost *** Not Available
Cancel for Work Reasons 100% of Trip Cost *** 100% of Trip Cost ***
Accident and Sickness Medical Expense Included in base plan $40,000 Benefit Increase
Emergency Medical Evacuation & Repatriation of Remains Included in base plan $100,000 Benefit Increase
Baggage & Personal Electronic Equipment $2,000 Not Available
Rental Car Damage $50,000 $25,000
Accidental Death and Dismemberment
(Air Flight Only)
Up to $1,000,000 Up to $1,000,000
Event Ticket Registration Fee Protection $1,000 Not Available
Travel Inconvenience
(Rainy Vacation, Beach Closure, Closed Attractions)
$750 Not Available
Travel Inconvenience - Bed Rest $4,000 Not Available

Travel Assistance Services

Plan Name Trip Protector Trip Protector EDGE
Overview: Personal and Business Concierge Services Click Here Click Here
Medical or Legal Referral Included Included
Emergency Medical Evacuation Arrangement Included Included
Hospital Admission Guarantee Included Included
Repatriation of Remains Coordination Included Included
Inoculation Information Included Included
Lost Baggage Retrieval Included Included
Prescription Drug / Eyeglass Replacement Included Included
Passport Replacement / Visa Information Included Included
ID / Credit Recovery Assistance Included Included
Concierge Services Included Included
Business Concierge Services Included Included
Bail Bond Included Included
Translation Service Included Included
14 Day Free Look Period:  If You are not satisfied for any reason, You may cancel insurance under this Policy by giving the Company or the agent (Global Benefits USA) written notice within the first to occur of the following:
(a) 14 days from the Purchase Date; or
(b) Your Scheduled Departure Date.
The Insurance Company will refund Your premium paid, provided no Insured has filed a claim under this Policy.