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Global Benefits USA
 Travel Insured International: Trip Protection Plans 
Policy Type Single Trip Single Trip Single Trip Unlimited trips
Plan Name Platinum Deluxe Essential
Annual
Multi-Trip
Key Feature Most comprehensive Cost & benefits balanced Lowest cost Customizable per trip
Trip/Flight Cancellation 100% 100% 100% 100% Optional
Trip Interruption 150% 150% 100% 150% Optional
Medical Evacuation & Repatriation of Mortal Remains $1,000,000 $500,000 $200,000 $100,000
Accident & Sickness Medical Expenses
$500,000
(primary)
$250,000
(primary)
$50,000
(secondary)
$100,000
(primary)
Pre-existing Medical Conditions (Very Important)
Covered
if purchased within 21 days of initial trip deposit
Covered
if purchased within 14 days of initial trip deposit
Covered
if purchased within 14 days of initial trip deposit
Covered
if purchased within 21 days of initial trip deposit
Political, Security & Natural Disaster Evacuation
$150,000 $50,000 - - - $150,000
Baggage & Personal Effects $2,500 $1,500 $750 $2,500
Baggage Delay $750 $500 $200 $750
Trip Delay $2,000 $1,500 $500 $5,000
Missed Connection $1,000 $750 $500
$500
tour or cruise
Accidental Death (non-air flight) $10,000 $10,000 - - - $50,000
Accidental Death (air flight) - - - - - - - - - $25,000
Extreme Sports Medical Expenses Included - - - - - - - - -
Dental Expense $750 $750 $750 $750
24/7/365 Travel Assistance  Included Included Included Included

OPTIONAL UPGRADES

Plan Name Platinum Deluxe Essential
Annual
Multi-Trip
Cancellation For ANY Reason 75% 75% - - - 75%
Interruption For ANY Reason 75% 75% - - - - - -
Medical Evacuation & Repatriation of Mortal Remains Upgrade - - - - - - - - - $400,000
Rental Car Damage $50,000 $30,000 $30,000 $50,000
Trip Delay Upgrade - - - $500 - - - - - -
Baggage Bundle Upgrade
$2,500
Includes sports, golf, business equipment
- - - - - - - - -
Hotel, Amusement, Theme Park Bundle $250 change fee, $150 travel inconvenience $250 change fee, $150 travel inconvenience $250 change fee, $150 travel inconvenience - - -
Pet Bundle Upgrade See brochure See brochure See brochure - - -
Cruise Bundle Upgrade See brochure See brochure See brochure - - -
Flight Bundle Upgrade See brochure See brochure See brochure - - -

24/7/365 TRAVEL ASSISTANCE SERVICES (included on all plans)

Overview: Personal and Business Concierge Services
Concierge Services: pre trip assistance - meet & greet service - local guides & tours - golf tee times & restaurant reservations - event ticket service
Business Concierge Services: express delivery, print/copy locatin assistance - phone/web conferencing arrangements - equipment repair/replace business directory - emergency travel arrangements
Blue Ribbon Bags service: lost luggage retrieval service - track & expedite recovery of dealyed baggage - covers every flight, every airline, worldwide - real time notifications & updates
Physician house calls
Tele-medicine assistance
Medical or Legal Referral
Emergency Medical Evacuation Arrangement
Emergency cash advance
Inoculation Information
Prescription Drug / Eyeglass Replacement
Passport Replacement / Visa Information
ID / Credit Recovery Assistance
Bail Bond
Translation Service

Consider a Cancel For Any Reason Policy

An important point to consider is purchasing the Cancel For Any Reason optional benefit under the base insurance policy. This is one of the most effective options for protecting your travel investment during these uncertain times.

Cancel For Any Reason Eligibility

  1. The policy must be purchased within the specified time frame (14 or 21 days) of your very first trip payment or deposit. If you go beyond that time frame, then Cancel For Any Reason insurance policies are not an option.
  2. You must insure the full, pre-paid, non-refundable cost of the trip.
  3. If you cancel your trip and the reason is not covered under the standard trip cancellation provisions of the policy, you must do so 48 hours or more before departure.

  4. Request a Customized Recommendation:   Download this form and return to james@gbusa.org - or - Complete online form

  5. Understanding Your Pre-Existing Medical Conditions And How To Secure A Medical Expense Policy Waiver
  6. Understanding How To Calculate Your "Trip Cost Basis"
14 Day Free Look Period:  If You are not satisfied for any reason, You may cancel insurance under this Policy by giving the Company or the agent (Global Benefits USA) written notice within the first to occur of the following:
(a) 14 days from the Purchase Date; or
(b) Your Scheduled Departure Date.
The Insurance Company will refund Your premium paid, provided no Insured has filed a claim under this Policy.