| Eligibilty |
USA residents
Not available in all states
|
USA residents
|
USA residents
Not available in all states
|
| Maximum Age Limit |
80 |
95
|
75 |
| Product Type |
Annual Trip Protection, Travel Medical & Evacuation Insurance
CLICK HERE for brochure
|
Annual Travel Medical & Evacuation Insurance
CLICK HERE for brochure
|
Annual Trip Protection, Travel Medical & Evacuation Insurance
CLICK HERE for brochure
|
| Plan Administrator |
 |
|
 |
| Quote / Purchase |
 Purchase Online or call 888.541.7776 |
 Purchase Online or call 888.541.7776 |
|
|
Annual Rates for Individuals
|
Base Policy Rates:
- Ages 18 - 80: $94
- Ages 0 - 17: $64
Optional Benefits Available at Additional Cost, per Trip Segment:
- Trip Cancellation
- Trip Cancellation For Any Reason
- Trip Interruption
- Rental Car Damage
- Travel Bed Rest Required
|
Choice Plan
- Age 50 & under: $175
- Ages 51 - 66: $220
- Ages 67 - 84: $265
- Ages 85 - 95: $330
Essential Plan
- Age 50 & under: $124
- Ages 51 - 66: $150
- Ages 67 - 84: $187
- Ages 85 - 95: $237
|
- $2,500 limit: $192 per year
- $5,000 limit: $320 per year
- $7,500 limit: $447 per year
- $10,000 limit: $574 per year
|
| Plan Name |
Multi-Trip Protector |
Trekker |
Annual Multi-Trip |
| Coverage Area |
100+ miles from home
USA or Abroad
|
Outside the USA only |
100+ miles from home
USA or Abroad
|
| Maximum Trips Per Year |
Unlimited |
Unlimited |
Unlimited |
| Maximum Days of Coverage Per Trip |
45 |
70 |
|
|
TRIP PROTECTION BENEFITS |
| Trip Cancellation |
100% - Optional |
- - - |
100% to policy maximum |
| Trip Cancellation For Any Reason |
75% - Optional |
- - - |
- - - |
| Trip Interruption |
150% - Optional |
- - - |
100% to policy maximum |
| Rental Car Damage and Theft |
$50,000 - Optional |
- - - |
- - - |
| Travel Inconvenience / Bed Rest |
$4,000 - Optional
Mandatory for certain countries
|
- - - |
- - - |
| Lost Baggage & Personal Effects |
$2,500 |
$100 - Choice Plan
$0 - Essential Plan
|
$250 per item / $1000 max |
| Baggage Delay |
$750 |
- - - |
$300 |
| Trip Delay |
$5,000 |
- - - |
100% to policy maximum |
| Missed Connection |
$500 (Tour or Cruise) |
- - - |
$500 |
| Money & Documents |
via Assistance Services |
- - - |
via Assistance Services |
| Loss of Passport |
via Assistance Services |
- - - |
via Assistance Services |
|
TRAVEL MEDICAL BENEFITS |
| Accident and Sickness Medical Expenses |
$100,000 |
$1,000,000 - Choice Plan
$500,000 - Essential Plan
|
$25,000 |
| Emergency Medical Evacuation |
$100,000
Optional: additional $400,000
|
$500,000 - Choice Plan
$250,000 - Essential Plan
|
$250,000 |
| Medical Deductible |
$0 |
$100 - Choice Plan
$200 - Essential Plan
|
$0 |
| Bedside Visit |
- - - |
$1,500 |
- - - |
| Repatriation of Remains |
$100,000 |
$25,000 - Choice Plan
$15,000 - Essential Plan
|
$250,000 |
| Dental Pain / Injury |
$750 |
$300 / $300 |
$750 |
| Sports |
- - - |
Alpine Skiing & SCUBA only
$25,000 - Choice Plan
$10,000 - Essential Plan
|
- - -
|
| Pre-existing Medical Conditions |
See Exclusions section of policy
|
100%
Current USA health insurance or Medicare required |
See Exclusions section of policy
|
|
ADDITIONAL BENEFITS & SERVICES |
| Accidental Death |
$50,000 |
$25,000 - Choice Plan
$0 - Essential Plan
|
$25,000 |
| Security Evacuation |
$150,000
|
- - - |
$100,000 |
| Global Health & Assistance Services |
Included |
Included |
Included |
| 24 Hour Hotline & Concierge Services |
Included |
Included |
Included |
