Annual Multi-Trip Insurance for Frequent Travelers
Best for: Frequent travelers looking for comprehensive travel insurance
Coverage Period: 12 months
Why Annual Travel Insurance Makes Sense for Frequesnt Travelers:
- Only one payment per year. Pay and forget.
- For travelers who take multiple trips a year, annual travel insurance offers a smarter and more efficient way to stay protected. Instead of purchasing a new policy for every journey, an annual travel insurance plan provides continuous coverage for an entire year, allowing travelers to focus on planning their next destination rather than managing repeat paperwork and policies.
- Global Benefit USA’s annual travel insurance plans are designed specifically for frequent travelers and centers on comprehensive travel insurance protection. Once purchased, the plan begins the following day and remains active for 364 additional days, covering multiple trips during that period.
- The convenience of an annual plan is one of its biggest advantages. Travelers benefit from consistent protection across all their trips, whether for leisure, business, or last-minute getaways, without needing to reapply or reassess coverage each time. This approach not only saves time but can also be more cost-effective for those who travel several times a year.
- For anyone who values flexibility, simplicity, and year-round peace of mind, an annual travel insurance plan is a practical solution.
Plan and Benefit Comparisons
| Product Type |
Annual Trip Protection Insurance
|
Annual Travel Medical Insurance
|
| Plan Administrator |
 |
|
| Quote / Purchase |
(select "Annual")
|
(select "Multi-Trip")
|
| Key Feature |
Per trip flexibility - you choose your coverages |
Highest medical & evacuation coverage |
|
Annual Rates for Individuals
|
Base Policy Rates:
- Ages 18 - 80: $94
- Ages 0 - 17: $64
Optional Benefits:
Available at Additional Cost, per Trip:
- Trip Cancellation & Interruption
- Trip Cancellation For Any Reason
- Rental Car Damage
- Increased Medical Evacuation and Repatriation of Remains
|
Choice Plan Rates:
- Age 49 & under: $193
- Ages 50 - 59: $243
- Ages 60 - 69: $272
- Ages 70+: $328 ($200,000 maximum)
|
| Plan Name |
Multi-Trip Protector |
Trekker |
| Coverage Area |
100+ miles from home
USA or Abroad
|
Outside the USA only |
| Maximum Trips Per Year |
Unlimited |
Unlimited |
| Maximum Days of Coverage Per Trip |
45 |
70 |
|
TRIP PROTECTION BENEFITS |
| Trip Cancellation |
100% - Optional |
- - - |
| Trip Cancellation For Any Reason |
75% - Optional |
- - - |
| Trip Interruption |
150% - Optional |
- - - |
| Rental Car Damage and Theft |
$50,000 - Optional |
- - - |
| Travel Inconvenience / Bed Rest |
$4,000 - Optional
|
- - - |
| Lost Baggage & Personal Effects |
$2,500 |
$100
|
| Baggage Delay |
$750 |
- - - |
| Trip Delay |
$5,000 |
- - - |
| Missed Connection |
$500 (Tour or Cruise) |
- - - |
|
TRAVEL MEDICAL BENEFITS |
| Accident and Sickness Medical Expenses |
$100,000 |
$1,000,000
(Ages 70+: $200,000)
|
| Emergency Medical Evacuation |
$100,000
Optional: additional $400,000
|
$500,000
|
| Medical Deductible |
$0 |
$100
|
| Bedside Visit |
- - - |
$1,500 |
| Repatriation of Remains |
$100,000 |
$25,000
|
| Dental Pain / Injury |
$750 |
$300 |
| Sports |
Non-contact or non-extreme sports only |
$25,000
Alpine Skiing & SCUBA
|
| Pre-existing Medical Conditions |
Subject to 90 "look back" period, prior to departure
|
100%
Current USA health insurance or Medicare (supplement or Advange) required
|
|
ADDITIONAL BENEFITS & SERVICES |
| Accidental Death |
$50,000 |
$25,000
|
| Security Evacuation |
$150,000
|
- - - |
| Global Health & Assistance Services |
Included |
Included |
| 24 Hour Hotline & Concierge Services |
Included |
Included |
|
| |
