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Global Benefits
 International Student Health Insurance: Students Abroad 

As an international student the thrill of studying abroad is extraordinary.  Your new surroundings are amazing, you're involved in new and exciting experiences and you may be visiting places for the first time.  However, your domestic health insurance program is of little value when traveling abroad.   Emergencies happen when you least expect it.   Student Abroad Medical insurance provides coverage for an unexpected illness and accident, Emergency Evacuation, Lost Baggage and much more.   Plus, we offer 24-hour Traveler Assistance Service to help with any emergecny situations that may arise during your trip.  

Click Here to view additional student medical insurance plans and options.

Plan and Benefit Comparisons
Company Tokio Marine HCC - Medical Insurance Services Group
Plan Name Elite Select Budget Smart
Brochure English                Chinese                Spanish
Online Purchase Click Here
Residency Eligibilty All Nationalities Studying Abroad
Policy Period Maximum $5,000,000 $600,000 $500,000 $200,000
Accident and Sickness Medical Expense per Injury or Illness $500,000 $300,000 $250,000 $100,000
Emergency Medical Evacuation $500,000 $300,000

$250,000

$50,000
Medical Deductible:
Per Occurence
$25

$35

$45 $50
Co-insurance: within US PPO / Abroad 100% / 100% 80% / 100% 80% / 100% 80% / 100%
Vaccinations $150 No coverage No coverage No coverage
Pre-existing Medical Condition Limitations
Chronic/Congenital:
6 month waiting period

Acute (unexpected): $25,000 (no waiting)

Chronic/Congenital:
6 month waiting period

Acute (unexpected): $25,000 (no waiting)

Chronic/Congenital:
12 month waiting period

Acute (unexpected): $25,000 (no waiting)

Chronic/Congenital:
No coverage

Acute (unexpected): $25,000 (no waiting)

Inpatient & Outpatient Medical Care Included

Included

Included

Included

Outpatient Prescription Drugs
Generic: 100%
Brand: 50%
Specialty: Not covered
50% 50% 50%
Physical Therapy & Chiropractic $75 per day max $50 per day max $50 per day max $25 per day max
Ambulance $750 if admitted to hospital $750 if admitted to hospital $500 if admitted to hospital $300 if admitted to hospital
Emergency Dental
$500 - injury
$100 - pain
$500 - injury
$100 - pain
$500 - injury
$100 - pain
$500 - injury
$100 - pain
Sports $5,000 per injury $5,000 per injury $3,000 per injury No coverage
Return of Bodily Remains $50,000 $50,000 $25,000 $25,000
Emergency Family Reunion $5,000 $5,000 $1,000 $1,000
Mental Health 30 days or visits 30 days or visits 30 days or visits
Outpatient: $500
Inpatient: $5,000
Maternity $25,000 $10,000 $5,000 No coverage
Newborn Nursery Care $750 $750 $250 No coverage
Accidental Death and Dismemberment $25,000 $25,000 No coverage No coverage
Terrorism $50,000 $50,000 $50,000 No coverage
Personal Liability $250,000 No coverage No coverage No coverage
24 Hour Worldwide Travel and Medical Assistance Included Included Included Included