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International Student Health Insurance: Students Abroad
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As an international student the thrill of studying abroad is extraordinary. Your new surroundings are amazing, you're involved in new and exciting experiences and you may be visiting places for the first time. However, your domestic health insurance program is of little value when traveling abroad. Emergencies happen when you least expect it. Student Abroad Medical insurance provides coverage for an unexpected illness and accident, Emergency Evacuation, Lost Baggage and much more. Plus, we offer 24-hour Traveler Assistance Service to help with any emergecny situations that may arise during your trip.
Click Here to view additional student medical insurance plans and options.
Plan and Benefit Comparisons
| Company |
Tokio Marine HCC - Medical Insurance Services Group |
| Plan Name |
Elite |
Select |
Budget |
Smart |
| Brochure |
English Chinese Spanish |
| Online Purchase |
Click Here |
| Residency Eligibilty |
All Nationalities Studying Abroad |
| Policy Period Maximum |
$5,000,000 |
$600,000 |
$500,000 |
$200,000 |
| Accident and Sickness Medical Expense per Injury or Illness |
$500,000 |
$300,000 |
$250,000 |
$100,000 |
| Emergency Medical Evacuation |
$500,000 |
$300,000 |
$250,000
|
$50,000 |
|
Medical Deductible:
Per Occurence
|
$25
|
$35
|
$45 |
$50 |
| Co-insurance: within US PPO / Abroad |
100% / 100% |
80% / 100% |
80% / 100% |
80% / 100% |
| Vaccinations |
$150 |
No coverage |
No coverage |
No coverage |
| Pre-existing Medical Condition Limitations |
Chronic/Congenital:
6 month waiting period
Acute (unexpected): $25,000 (no waiting)
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Chronic/Congenital:
6 month waiting period
Acute (unexpected): $25,000 (no waiting)
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Chronic/Congenital:
12 month waiting period
Acute (unexpected): $25,000 (no waiting)
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Chronic/Congenital:
No coverage
Acute (unexpected): $25,000 (no waiting)
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| Inpatient & Outpatient Medical Care |
Included |
Included
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Included
|
Included
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| Outpatient Prescription Drugs |
Generic: 100%
Brand: 50%
Specialty: Not covered
|
50% |
50% |
50% |
| Physical Therapy & Chiropractic |
$75 per day max |
$50 per day max |
$50 per day max |
$25 per day max |
| Ambulance |
$750 if admitted to hospital |
$750 if admitted to hospital |
$500 if admitted to hospital |
$300 if admitted to hospital |
| Emergency Dental |
$500 - injury
$100 - pain
|
$500 - injury
$100 - pain |
$500 - injury
$100 - pain |
$500 - injury
$100 - pain |
| Sports |
$5,000 per injury |
$5,000 per injury |
$3,000 per injury |
No coverage |
| Return of Bodily Remains |
$50,000 |
$50,000 |
$25,000 |
$25,000 |
| Emergency Family Reunion |
$5,000 |
$5,000 |
$1,000 |
$1,000 |
| Mental Health |
30 days or visits |
30 days or visits |
30 days or visits |
Outpatient: $500
Inpatient: $5,000
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| Maternity |
$25,000 |
$10,000 |
$5,000 |
No coverage |
| Newborn Nursery Care |
$750 |
$750 |
$250 |
No coverage |
| Accidental Death and Dismemberment |
$25,000 |
$25,000 |
No coverage |
No coverage |
| Terrorism |
$50,000 |
$50,000 |
$50,000 |
No coverage |
| Personal Liability |
$250,000 |
No coverage |
No coverage |
No coverage |
| 24 Hour Worldwide Travel and Medical Assistance |
Included |
Included |
Included |
Included |
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